Our Team

Nate Richter

Senior Wealth Advisor & Owner

Nate Richter

Senior Wealth Advisor & Owner
Nate’s financial services career started after graduating college in 1998.  Today he specializes in working with business owners, retirees, and executives/professionals. More specifically helping his clients in the areas of:

Wealth Management / Retirement Planning / Financial Planning

He received his college degree from the University of Colorado-Boulder, and then continued his education in the financial services field achieving the Certified Financial Planner (CFP®) and Charted Financial Consultant (ChFC®) designations.  Nate is a past member of the Board of Directors of the Financial Planning Association of Minnesota, and multiple time Freedom Club awardee for outstanding customer service by LPL Financial. Nate’s favorite thing to do is spend time with his twin daughters Elle & Sophia. Besides owning Salt Financial, his other full-time job includes chauffeuring his girls around to school in Orono, dance, gymnastics, soccer, skiing, and swimming, as well as being their butler.  When he finds time, Nate also enjoys being in the outdoors through hunting, fishing, boating on Lake Minnetonka and traveling to a beach somewhere tropical.

Matthew A. Peterson

Senior Wealth Advisor & Owner

Matthew A. Peterson

Senior Wealth Advisor & Owner

“Financial Planning is not a single event, but a process that evolves over many years. My vision is to work with my clients throughout their lifetime helping them face any financial challenge that arises.”

After joining the financial services industry in 2002, Matt established StoneCreek Financial in 2006 then rebranded in 2017 to form Salt Financial. He is securities registered and licensed to provide both investment and insurance products and services to his clients. He holds a B.S. degree in business administration from the University of Wisconsin-Stout. His passion is in investments and wealth management after clients complete a comprehensive financial plan. Matt focuses on three areas of clientele:  Business Owners, Executives, and Retirees/Pre-Retirees.

Matt and his wife Liza live in Long Lake, MN with their three young boys. He is an avid golfer, enjoys traveling, and the outdoors.

Jon Kattke

Senior Wealth Advisor & Owner

Jon Kattke

Senior Wealth Advisor & Owner
Jon Kattke’s Financial Services career started in 2008 with a belief in building client relationships for the long-term. Jon helps clients in three areas and expects one in return. His primary focus is working with the entrepreneurs and young professionals of today to forge lifelong relationships by guiding them through the stages of wealth accumulation and protection with a plan, helping them pursue their financial objectives and bringing them closer to addressing their main life ambitions. What he asks in return: should a client have a question about anything pertaining to their finances, he expects to be the first phone call. Jon wants to be his client’s primary advisor and he takes pride in his ability to help his clients make smart decisions with their assets through regular contact, savvy financial modeling, and careful implementation. His goal is to work with each client throughout his or her lifetime to provide assistance in navigating through the complexities and challenges of asset management. Jon earned his Bachelor of Arts degree in Marketing from the Leeds School of Business at the University of Colorado. Jon enjoys spending time with his wife Jocelyn and their two kids, Hunter and Cru. He also enjoys playing a round or two of golf, and traveling.
“Financial planning is not a single event, but a process that evolves over many years.”

Joy Hess

Director of Client Relations

Joy Hess

Director of Client Relations
Joy started her career in the financial services industry in 1998 when she joined her father’s practice as a client services representative.  Her role then evolved as she got her securities and insurance licenses in 2003 and began working more directly with clients and the overall operations of the business.  She continues in these roles today. Her favorite part of her job is the relationships she has developed with clients and their families.  The fact that every client has their own goals and is unique is what keeps things so interesting. She earned her Bachelor of Science in Social Work in 1996 which helped prepare her for working with clients and families on their financial journeys.  Her background in Medical Social Work in Long Term Care has been beneficial in helping clients with LTC insurance and other areas of life changes at and after retirement.

Carol Richardson

Marketing and Events Coordinator

Carol Richardson

Marketing and Events Coordinator
Having been with the team since 2011, Carol is known by most clients as the friendly and fun person they get to hear from when it is time to schedule their meetings.  She is also usually the first person they see when they enter the Coon Rapids office.  In addition, she has taken on the role of Marketing and Events Coordinator for the team.  Having a background as a Project Coordinator, and a degree in Organizational Communications from the University of Minnesota, this was a natural fit for her skills. She and her husband, Joe, reside in Andover, MN.  They have three grown children and cherish the time they can get out to Montana and Idaho to visit with them.  When they aren’t visiting their children, they enjoy spending time at their lake, and with family and friends.

Michelle Jensen

Operations Manager

Michelle Jensen

Operations Manager
Michelle is an integral part of Salt Financials’ team.  You will find her communicating daily with clients, executing administrative tasks, and creating a full-service customer experience.  The best part of her career is connecting with clients at a personal level and building long term relationships with them.  She really enjoys seeing others succeed in their financial plans. For fun, Michelle likes trying new restaurants, HIIT workouts, spending time with her 3 young daughters and her husband, Matt, of 11 years.